Monitoring

Continuous due diligence

Due diligence has traditionally been framed as a gate at onboarding. Regulatory expectation has moved toward treating it as a standing obligation instead.

The shift in framing

Customer due diligence (CDD) has always technically included an ongoing-monitoring component - but in practice, it's often been implemented as a check performed once, at onboarding, and revisited only on a fixed periodic review cycle or when something prompts a look. Continuous due diligence describes moving that from a scheduled review to something closer to real-time: catching a relevant change when it happens, not at the next scheduled checkpoint.

Why this matters more for beneficial ownership specifically

Ownership changes don't announce themselves the way, say, a change of registered address might. A business relationship approved under one ownership structure can end up controlled by an entirely different set of people, well before the next scheduled review would have caught it. See UBO monitoring.

What this looks like as a product capability

Practically, continuous due diligence means re-running verification against fresh register data on a recurring basis and surfacing what changed, rather than relying on a fixed review calendar. See how Keizu monitors for change for exactly what that involves and how re-check frequency is actually configured.

Related

AML, CDD and EDD

Where this fits in the wider due-diligence framework.

UBO monitoring

The ownership-specific application of this idea.

Perpetual KYB

The product-level term for this applied to KYB.

How Keizu monitors for change

The real mechanism.

See it work on a real company.

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